Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small s — L.H.

Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small share of your money.

— L.H.

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