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Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants.
—
Dada Bhagwan
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![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_0.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_1.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_2.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_3.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_4.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_5.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_6.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_7.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_8.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_9.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_10.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_11.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_12.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_13.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_14.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_15.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_16.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_17.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_18.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_19.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_20.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_21.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_22.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_23.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_24.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_25.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_26.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_27.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_28.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")
![Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his a — Dada Bhagwan](https://quotesread.com/uploads/quotes/0/10/07/100771_29.jpg "Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants. — Dada Bhagwan")